John: I have a surgery , let’s say my hips suck, right and I gotta go get surgery. And it’s gonna be like in a year or two whatever. Would it be smart of me to go to a med sup, if – assuming I can do it during the window of the year.
Matt: If you can qualify, yeah, absolutely. It’s always easiest to start with the supplement plan cuz you know we have guaranteed issue at first but then we can always switch to an advantage plan at that cost if that’s too high for you.
Another just important detail to know is that, you know, if you’re on a meta supplement plan then you can switch that any time of the year. Uhh, but yeah, one time of year you can switch your advantage plan, it’s really easy to do. So, our recommendation is, hey, if you know you have a serious thing coming up, start with the supplement plan and then, you know, you can always switch to an advantage plan later, no questions asked.