Medicare in Alpine, UT

You can apply online through the Social Security Administration’s website, visit your local Social Security office, or call Social Security at 1-800-772-1213. If you are already receiving Social Security benefits, you will be automatically enrolled in Medicare Parts A and B when you turn 65. It can be a confusing process though, which is why Exact Medicare is here to help you through the process.
Once you have Part A and B in place, you will be able to choose an Advantage or Medigap plan to help you cover some of the gaps of Original Medicare. We are here to help you with this process, completely free of charge!

Medicare coverage typically begins on the first day of the month in which you turn 65. If your birthday falls on the first day of the month, your coverage will start on the first day of the previous month.

If you are still working and have health insurance through your employer when you turn 65, you can delay enrolling in Medicare without incurring penalties. You will have a Special Enrollment Period (SEP) to sign up for Medicare that lasts for eight months, starting the month after your employment ends or your group health coverage terminates, whichever comes first. You and your employer will have to fill out an L564 form which you turn in with your Medicare application. This form proves you had credible work coverage and all late enrollment penalties will be waived.

Sometimes, it can make sense to switch to Medicare and get off your employer plan. This largely depends on the type of coverage you have and what you are paying at your current employer. If you are looking for an objective analysis, we are happy to review these side by side so you can determine what works best for you.

Medicare eligibility begins at age 65 for most people. However, certain individuals with disabilities or specific medical conditions may qualify for Medicare before turning 65.

Medicare is a federal health insurance program for individuals aged 65 and older, as well as certain younger individuals with disabilities. Medicaid, on the other hand, is a state and federal program that provides healthcare coverage to low-income individuals and families. While both programs aim to make healthcare accessible, they serve different populations and have distinct eligibility requirements and coverage options.

There are four parts to Medicare, each providing different types of coverage:

Medicare Part A (Hospital Insurance): Covers inpatient care in hospitals, skilled nursing facilities, and hospice care.
Medicare Part B (Medical Insurance): Covers outpatient care, including doctor visits, preventive services, and medical equipment.
Medicare Part C (Medicare Advantage): Offered by private insurance companies, these plans combine Part A and Part B coverage with additional benefits such as vision, dental, and hearing care.
Medicare Part D (Prescription Drug Plans): Helps cover the cost of prescription medications.

For further assistance or to address any additional questions, give us a call at (800)360-1805. Our friendly and professional team is here to guide you through the Medicare maze.