Medicare in Columbus, OH
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Constant Changes to Medicare Plans in Columbus
It’s probably not news to you that Columbus, OH has experienced rapid growth over the past decade! With the rapid increase in population, Central Ohio Medicare plans have undergone significant improvements to meet the growing healthcare needs of residents. The increased demand has led to expanded coverage options and enhanced benefits within Medicare plans in Columbus. Beneficiaries now have access to a wider range of Medicare Advantage Plans, Medicare Supplement Plans, and Prescription Drug Plans, offering more comprehensive coverage and tailored healthcare solutions.
These improvements ensure that the growing population in Columbus (and surrounding areas such as Westerville, Worthington, Hilliard, Grove City, Newark, Dublin, Delaware, New Albany, Upper Arlington, etc.) can receive high-quality healthcare services and effectively manage their healthcare expenses through the various Medicare plan options available.
With all the changes, you may find yourself wondering if you are maximizing your healthcare benefits and getting the most value. Ensuring a worry-free retirement is crucial for many of the seniors we assist daily, as they often rely on fixed incomes. Therefore, having an affordable plan that covers major medical expenses becomes essential in providing financial security during your retirement years.
Medicare can be likened to changing the oil in your car: neglecting it for too long can lead to future issues. If you haven’t reviewed your plan recently, we strongly recommend reaching out to one of our unbiased Medicare Specialists for assistance. Our goal is to help you optimize your benefits by providing guidance on the latest plans and benefits available. Feel free to contact us, and we’ll gladly walk you through the options. Once again, our services are always free to you.
Our Medicare Services
At Exact Medicare, we are committed to providing you with exceptional service and guidance as you navigate your healthcare options. Our knowledgeable team is here to help you understand and choose the right plan for your unique needs. We offer a range of services, including:
- New to Medicare Services:
- Learning how and when to enroll in Medicare
- How to avoid the common Medicare mistakes
- How to choose the right Medicare plan for your healthcare needs and budget
- Medicare Advantage (Part C) Plans
- Medicare Supplement/Medigap Plans
- Part D (RX) Plans
- Dental/Vision/Hearing Plans
- Cancer Plans
- Hospital Indemnity Plans
Medicare Advantage Plans Ohio
Medicare Advantage Plans, also known as Part C, are offered by private insurance companies approved by Medicare. These plans combine Original Medicare (Parts A and B) coverage with additional benefits such as vision, dental, and hearing care. With our extensive experience in the Columbus area, we can help you find a Medicare Advantage Plan that suits your lifestyle and healthcare requirements.
Please be aware that if you are already on a Medicare Advantage (Part C) plan, that you can expect changes every year to that plan. Every year you will receive an ANOC (Annual Notice of Change) detailing all the changes to your plan, which is important to monitor.
Medicare Supplement Plans Ohio
Medicare Supplement Plans, or Medigap, are designed to fill the gaps in Original Medicare coverage by covering out-of-pocket expenses like deductibles, coinsurance, and copayments. As a trusted provider in Columbus, Exact Medicare will work with you to find a Medicare Supplement Plan that offers the most comprehensive coverage at the cheapest cost! If you would like a quote from all the carriers in your area, please give us a call at (800) 360-1805.
Prescription Drug (RX) Plans Ohio
Prescription Drug Plans, also known as Part D, help cover the cost of prescription medications. At Exact Medicare, we understand the importance of having affordable access to the medications you need. Our team will help you select a Prescription Drug Plan that aligns with your specific needs, ensuring you can maintain your health and well-being in Columbus.
The new Medicare plans come out every year on October 1st and Medicare open enrollment runs from October 15th thru Dec 7th. We encourage you to give us a call at (800) 360-1805 to get educated on all your options, completely free of charge
Call Exact Medicare Today!
At Exact Medicare in Columbus, OH, we’re dedicated to helping you make informed decisions about your healthcare coverage. Our friendly, professional team is here to guide you through the process and ensure you have the support you need.
Call us today at
(800) 360-1805, and let us simplify your Medicare journey.
FAQs – Frequently Asked Questions
We understand that you may have questions about Medicare in Columbus, Ohio. In this FAQ section, we address some common inquiries to help you better understand your options and make informed decisions about your healthcare coverage.
How to Apply for Medicare in Columbus, Ohio
Applying for Medicare in Columbus is a straightforward process. You can apply online through the Social Security Administration’s website, visit your local Social Security office, or call Social Security at 1-800-772-1213. If you are already receiving Social Security benefits, you will be automatically enrolled in Medicare Parts A and B when you turn 65. It can be a confusing process though, which is why Exact Medicare is here to help you through the process.
Once you have Part A and B in place, you will be able to choose an Advantage or Medigap plan to help you cover some of the gaps of Original Medicare. We are here to help you with this process, completely free of charge!
When Does Medicare Start?
Medicare coverage typically begins on the first day of the month in which you turn 65. If your birthday falls on the first day of the month, your coverage will start on the first day of the previous month.
Do I have to sign up for Medicare if still working?
If you are still working and have health insurance through your employer when you turn 65, you can delay enrolling in Medicare without incurring penalties. You will have a Special Enrollment Period (SEP) to sign up for Medicare that lasts for eight months, starting the month after your employment ends or your group health coverage terminates, whichever comes first. You and your employer will have to fill out an L564 form which you turn in with your Medicare application. This form proves you had credible work coverage and all late enrollment penalties will be waived.
Sometimes, it can make sense to switch to Medicare and get off your employer plan. This largely depends on the type of coverage you have and what you are paying at your current employer. If you are looking for an objective analysis, we are happy to review these side by side so you can determine what works best for you.
What Age Does Medicare Start?
Medicare eligibility begins at age 65 for most people. However, certain individuals with disabilities or specific medical conditions may qualify for Medicare before turning 65.
What is Medicare and Medicaid?
Medicare is a federal health insurance program for individuals aged 65 and older, as well as certain younger individuals with disabilities. Medicaid, on the other hand, is a state and federal program that provides healthcare coverage to low-income individuals and families. While both programs aim to make healthcare accessible, they serve different populations and have distinct eligibility requirements and coverage options.
What are the 4 Types of Medicare?
There are four parts to Medicare, each providing different types of coverage:
Medicare Part A (Hospital Insurance): Covers inpatient care in hospitals, skilled nursing facilities, and hospice care.
Medicare Part B (Medical Insurance): Covers outpatient care, including doctor visits, preventive services, and medical equipment.
Medicare Part C (Medicare Advantage): Offered by private insurance companies, these plans combine Part A and Part B coverage with additional benefits such as vision, dental, and hearing care.
Medicare Part D (Prescription Drug Plans): Helps cover the cost of prescription medications.
For further assistance or to address any additional questions, give us a call at (800)360-1805. Our friendly and professional team is here to guide you through the Medicare maze.
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It’s important to note that each individual’s needs and preferences are different, so what works for one person may not be the best choice for another. It’s essential to compare the costs and benefits of all your options, and consult with a licensed Medicare specialist. Our highly trained specialists are eager to help you navigate these important decisions. don’t try to do this alone! Call us at (800) 360-1805 or schedule a free personalized consultation.